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Archive for April, 2007

$726 for 20 Seconds of Work

April 25th, 2007 at 07:21 pm

Medical bills once again......

My son fell and got a small bump on his forehead that was some blood vessel thingy (forgot the medical term) that would not go away. I took him to the dermatologist who explained what it was. He then numbed it (a few seconds), snipped it off (one second), cauterized it (one second), and slapped a bandaid on it (two seconds). Total bill: $726.00. My insurance reduced it by $260.77, leaving my portion to pay at $465.23. Plus add another $35 co-pay for the first visit to the family doctor who sent us to the dermatologist. My total out-of-pocket expense is $500.23.

My husband and I are self-employed so I know all about overhead expenses, but come on.....I am just disgusted and really bummed out.

Holding Steady

April 18th, 2007 at 01:59 am

This month is a tough month. The semi-annual worker compensation insurance premium was due. It was about $500 less than I had earlier estimated, which I was happy about, but we still had to pay quite a chunk. Estimated quarterly taxes were due. And it was also time to buy more homeschooling curriculum, which ended up being more costly than usual. Also, I received our first garbage bill at our new residence. The garbage bill is for this past quarter plus the next quarter in advance, and it is about $300. That's almost four times more than the garbage rate in our previous town. Yikes.

The good news is that I haven't had to pull out any money from the savings account to pay for anything so far. I wish we could add to the savings, but that probably won't happen in the near future as we need to get some dental work done.